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© Capital Credit Union 2004 - All rights reserved |
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Effective June 26, 2009 |
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The rates, fees and charges applicable to your account at
Capital Credit Union are provided below. Capital Credit
Union may offer rates or amend the rates for these accounts
from time to time.
TRUTH-IN-SAVINGS DISCLOSURES |
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| 6 Month |
0.49% |
0.50% |
| 12 Month |
0.69% |
0.70% |
| 24 Month |
1.09% |
1.10% |
| 36 Month |
1.58% |
1.60% |
| $2,500 Minimum Balance |
| 6 Month |
1.19% |
1.20% |
| 9 Month |
1.49% |
1.50% |
| 12 Month |
1.73% |
1.75% |
| 13 Month |
1.88% |
1.90% |
| 18 Month |
1.48% |
1.50% |
| 24 Month |
1.88% |
1.90% |
| 36 Month |
2.27% |
2.30% |
| 60 Month |
3.00% |
3.05% |
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| Term |
APR |
APY* |
| $500
Minimum Balance |
| 6 Month |
0.49% |
0.50% |
| 12 Month |
0.69% |
0.70% |
| 24 Month |
1.09% |
1.10% |
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Effective June 26, 2009 |
| The rates, fees and charges applicable to your account at Capital Credit Union are provided below. Capital Credit Union may offer rates or amend the rates for these accounts from time to time.
TRUTH-IN-SAVINGS DISCLOSURES |
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| Account Type
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Minimum
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APR
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APY*
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| Regular Shares (Savings S18)--With Life Insurance |
$25 |
0.09% $0-2,000
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0.10%
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| 0.19% $2,001-10,000 |
0.25% |
| 0.29% $10,001+ |
0.30% |
| Regular Shares (Savings S1)--Without Life Insurance |
$25 |
0.19% $0-10,000
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0.20%
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| 0.29% $10,001+ |
0.30% |
| Special Shares (S2)
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$100
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0.19% |
0.20%
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| Home Sweet Home Club
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None
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0.19% |
0.20% |
| CU Save (S50)
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None
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0.29% $0-500
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0.30%
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| 0.29% $501-1,000
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0.30%
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| 0.39% $1,001-1,500
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0.40%
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| 0.39% $1,501-2,000
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0.40%
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| 0.49% $2,001+
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0.50%
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Traditional IRA Share (S20)
Roth IRA Share (S23)
Education Share (S22) |
None |
0.19% $0-2,499
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0.20%
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| 0.69% $2,500-10,000 |
0.70% |
| 0.79% $10,001-25,000 |
0.80% |
| 0.89% $25,001-50,000 |
0.90% |
| 1.09% $50,001+ |
1.10% |
| Christmas Club Account |
$25 |
0.19% |
0.20% |
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| Account Type |
Minimum |
APR |
APY* |
| Money Market (S3) |
$2,500 |
0.00% $0-2,499 |
0.00% |
| 0.39% $2,500-10,000 |
0.40% |
| 0.59% $10,001-20,000 |
0.60% |
| 0.64% $20,001-50,000 |
0.65% |
| 0.84% $50,001+ |
0.85% |
Relationship Money Market (S4)
(Must maintain active checking account to qualify) |
$2,500 |
0.69% $2,500-10,000 |
0.70% |
| 0.79% $10,001-25,000 |
0.80% |
| 0.89% $25,001-50,000 |
0.90% |
| 1.09% $50,001+ |
1.10% |
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Account Type |
Minimum |
APR |
APY* |
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WAHOO! Checking (S6) |
None |
None |
None |
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Second Chance Checking (S9) |
None |
None |
None |
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E-Checking (S10) |
None |
0.00% $0-499 |
0.00% |
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0.09% $500-2,500 |
0.10% |
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0.09% $2,501-10,000 |
0.10% |
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0.09% $10,001-50,000 |
0.10% |
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0.09% %50,001+ |
0.10% |
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Premium Checking (S7) |
$500 |
0.09% $500-2,500 |
0.10% |
| 0.09% $2,501-10,000 |
0.10% |
| 0.09% $10,001-50,000 |
0.10% |
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0.09% 50,001-100,000 |
0.10% |
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0.09% $100,001+ |
0.10% |
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President's Choice Checking (S8) |
$2,500 |
0.39% $2,500-10,000
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0.40% |
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0.59% $10,001-20,000 |
0.60% |
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0.64% $20,001-50,000 |
0.65% |
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0.84% $50,00+ |
0.85% |
| Business Checking (S12) |
$500 |
0.00% $0-499 |
0.00% |
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0.09% $500-2,500 |
0.10% |
| 0.09% $2,501-10,000 |
0.10% |
| 0.09% $10,001-50,000 |
0.10% |
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0.09% %50,001-100,000 |
0.10% |
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Premium Business Checking (S13) |
$3,000 |
0.39% $2,500-10,000 |
0.40% |
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0.59% $10,001-20,000 |
0.60% |
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0.64% $20,001-50,000 |
0.65% |
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0.84% $50,001+ |
0.85% |
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Effective July 1, 2009 |
| Consumer loan interest rates are disclosed as ranges. Your final
rate is based on your application and credit history.
LOAN
DISCLOSURES |
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Loan |
Annual Percentage Rate Range |
New & Used Security
(3 year term) |
4.74% to 18.50% |
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Loan |
Annual Percentage Rate Range |
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New Security |
5.74% to 18.50% |
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Used Security |
5.74% to 18.50% |
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Share Secured |
3.75% |
Home Equity Line of Credit INTEREST ONLY
(5 year term) |
7.00% to 14.25% |
Home Equity Line of Credit
(10 year term) |
6.75% to 14.00% |
Home Equity Loan*
(5 year term) |
5.50% to 12.75% |
Home Equity Loan*
(10 year term) |
6.00% to 13.25% |
Home Equity Loan*
(15 year term) |
6.75% to 14.00% |
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Home Equity (5 yr balloon closed end) |
5.75% to 6.50% |
New or Used Manufactured Homes
(Additional Requirements) |
7.25% to 9.00% |
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| Loan |
Annual Percentage Rate Range |
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Home Equity Line of Credit (10 year term) |
4.50% to 7.25% |
| New or Used Manufactured Homes |
8.00% to 13.32% |
| Unsecured - Signature Loan/Line |
8.00% to 17.25% |
Unsecured - TLC (Transfer Line of Credit)
or PAL (Payday Alternative Loans) |
8.00% to 17.25% |
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| For current rates, call our home mortgage department at 701.255.0042. |
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