18-Month CD-Savings Combo

Watch your money grow in 2023. Take advantage of a great rate, plus liquidity, with our new 18-Month CD-Savings Combo.

Fund an 18-Month Combo CD with new money2 and deposit up to a matching amount of new or existing money2 in a Combo Savings Account. Both accounts earn 4.00% APY1!

  • 4.00% APY¹ Combo CD
  • 4.00% APY¹ Combo Savings Account

Additional Features

  • Earn guaranteed dividends that exceed regular savings rates
  • Never lose your principal balance
  • Free eStatements
  • Free access to CU Online and our mobile app
  • All accounts are insured up to $250,000


  • $2,500 minimum balance

Service Charges

  • No regular service charge
  • Penalty for withdrawing funds before CD matures
1APY (Annual Percentage Yield) accurate as of Feb. 13, 2023 and subject to change. Fees may reduce earnings. Penalties apply for early withdrawal of CDs. Penalties can reduce principal. Minimum deposit of $2,500 required for Combo CD. Combo Savings Account balance cannot exceed Combo CD balance. After 18 months, Combo CD balance will automatically roll into a regular 18-Month CD which earns 1.50% APY as of Feb. 13, 2023. After 18 months, Combo Savings Account balance will automatically roll into a Regular Share Savings Account which earns 0.05% APY as of Feb. 13, 2023. Offer may end at any time and without notice. Other restrictions may apply. 2New money is funds that are not currently held by Capital Credit Union in any share or deposit account. Existing money is funds currently held by Capital Credit Union in a share or deposit account.