Drive home some serious savings.

Our lending experts will help you with your application, walk you through the financing process and let you know about low-cost ways to protect your investment.
  • Purchase a new or used vehicle or move your loan to us
  • Rates as low as 4.99% APR for up to 60 months

Sometimes you're commuting. Sometimes you're lugging kids or cargo. And sometimes, you're out on the road (or water) to free your mind and have some fun. That's why Capital Credit Union offers affordable financing for autos, rec vehicles, motorcycles, boats, snowmobiles and more!

Auto, Recreational Vehicle, Boat & Motorcycle Loans

  • Rates as low as 4.99% APR for up to 60 months¹
  • Fast, friendly, efficient and local service

 

Affordable Warranty Packages & Protection Plans

  • Guaranteed Asset Protection (GAP) for autos, motorcycles, ATVs, campers, boats, jet skis and snowmobiles: If your vehicle is stolen or damaged beyond repair, GAP pays the difference between your loan balance and the amount you receive from insurance.
  • GAP coverage includes Auto Deductible Reimbursement (ADR): Pays up to $500 per loss (unlimited losses per year for the first three years) when a loss is filed and paid by the auto insurance company for a covered auto the member owns or leases as evidenced by the title, registration or loan document, and is insured under an auto insurance policy designating the member as the named insured. If the member suffers a loss during the benefit period which is covered by the member's auto insurance policy, the member may be entitled to reimbursement of the auto insurance policy deductible amount up to $500 per loss. To be eligible for reimbursement, the member must own or lease and insure the covered auto under an auto insurance policy designating the member as the auto policy named insured.
  • Vehicle Protection Plan (VPP): Key or remote replacement, tire and wheel road hazard protection, paintless dent repair, windshield repair and more.
  • Route 66 for autos, motorcycles and ATVs: From mechanical fixes to major repairs, this comprehensive warranty provides all of the coverage you need without the high price tag.4

     

1Promotional rate available starting Jan. 1, 2025. Rate of 4.99% available up to 60 months at $18.87 per $1,000 borrowed. 4.99% rate reflects a 0.25% discount for loan being set up on autopay. Final rate will never be lower than 4.99% APR. Rates vary based on loan term and credit history/qualifications. Offer is limited to one consumer auto or recreational vehicle loan and does not apply to loans already financed with Capital Credit Union. Verification of current rate required upon application. Terms, rates and conditions may vary and are subject to change without notice. Cannot be combined with other promotional rates or offers. Other restrictions may apply. All loan rates and terms are subject to credit approval. Promotion may end without notice. Fees may apply. 4Warranty packages are an additional cost.