Disclosures:
1Rate accurate as of July 22, 2022, and subject to change without notice. Annual Percentage Rate of 2.99% available up to 36 months at $29.08 per $1,000 borrowed per month for qualified borrowers. Annual Percentage Rate of 3.99% available up to 36 months at $29.52 per $1,000 borrowed per month for qualified borrowers. Rate reflects a 0.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account. Rates vary based on loan term and credit history/qualifications. All loans subject to credit approval. Fees may apply. Cannot be combined with other discounts or offers. Subject to change at any time and without notice.
20.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account.
3For loan amounts of $25,000 or more; other terms available based on application qualifications.
4Warranty packages are an additional cost.
5Effective 7/1/2022; applies only to auto and recreational vehicle loans. Maximum Interest Rate is the rate established at application, subject to loan approval and the execution of an agreement to lock the rate. The Maximum Interest Rate may vary based on credit qualifications and other factors as established by the Credit Union, and it will be the current rate the member qualifies for at the Credit Union at the time of application plus 0.50%. The Maximum Interest Rate is locked for 180 days from loan approval. The Maximum Interest Rate will include all applicable discounts which may include a 0.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account. Cannot be combined with any other offer. The Credit Union may revoke the Maximum Rate Lock at any time before loan closing. Final rate will be the lower of the standard current rate at loan closing or the Maximum Interest Rate. Does not apply to indirect loans. All loans subject to credit approval at time of application. Fees may apply. Programs, terms and conditions are subject to change without notice.
When you borrow from Capital Credit Union, you pay interest on the unpaid loan balance. There are no penalties for paying off your loan early. Payment by payroll deduction is also available. Credit Life and Credit Disability Insurance are both offered at a low rate.
Proof of Insurance is required for auto, boat, camper, motorcycle, ATV, and snowmobile loans. Questions? Please call 877-702-6268.
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