Auto & RV Loans

Ready for a new ride? Then it's time to turn to us.

Across America, drivers dream about cruising the open road. In North Dakota, no dreaming is necessary. We've got miles and miles of traffic-free highways, country lanes and state routes. And they're all waiting for that great car, SUV, pickup, motorcycle, ATV or RV that we're geared up to help you buy.
 
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Life in the fast lane? That's not how most people would describe North Dakota. But Capital Credit Union does take pride in our speedy auto, boat and RV loan process. Our lending experts will help you with your application, walk you through the financing process and let you know about low-cost ways to protect your investment. Before you know it, you'll be driving off in the vehicle of your dreams.

 

Auto Loans

  • Competitive rates on new and used cars, pickups, SUVs and vans
  • Choose from a wide range of repayment terms
  • Fast, friendly efficient service

RV, Boat and Motorcycle Loans

  • $250 rebate promotion4
  • Personalized service
  • Free estimates on interest rates and monthly payments
  • Rate discounts for Capital Credit Union members1
  • Finance for up to 15 years2
  • Monthly, semi-monthly, payroll deduction and automatic payment options

Affordable Warranty Packages

  • Route 66 for motorcycles and ATVs: From mechanical fixes to major repairs, this comprehensive warranty provides all of the coverage you need without the high price tag.3
  • Guaranteed Auto Protection (GAP): If your vehicle is stolen or damaged beyond repair, GAP pays the difference between your loan balance and the amount you receive from insurance.
Disclosures:

1New and used security rates above reflect a 0.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account. Based on credit qualifications. All loans subject to credit approval. Fees may apply.

2For loan amounts of $25,000 or more; other terms available five based on application qualifications.

3Warranty packages are an additional cost.

4This promotional rebate applies to recreation related consumer secured loans only. Mortgage loans, auto loans, home equity lines of credit, existing Capital Credit Union loans and credit cards are excluded from this offer. Must transfer or start a loan(s) with an opening balance of $10,000 or more to be eligible for the $250 rebate. The maximum rebate per member, per promotional period is $250. Rebate to be issued within 10 days of the loan closing to account holder's Capital Credit Union savings account as long as the member's account is in good standing. The promotional period is February 13, 2019 until March 31, 2019, or until promotion limit is reached. Any promotional loan interest rates, discounts or other offers are not applicable in conjunction with this offer. Other restrictions may apply.

When you borrow from Capital Credit Union, you pay interest on the unpaid loan balance. There are no penalties for paying off your loan early. Payment by payroll deduction is also available. Credit Life and Credit Disability Insurance are both offered at a low rate. Interest rates are very competitive with other financial institutions. Several options are also available that offer automatic repayments.

View Consumer Loan Disclosures