Auto & RV Loans



Forbes voted us North Dakota’s #1 Credit Union because we’re experts at helping our members get the financial solutions they need. And now through March 31, you’ll enjoy no payments for 90 days on all new and used vehicle loans at Capital Credit Union.4 Whether you’re in the market for a boat, car or RV, we’ll get you preapproved before you shop so you’ll know your rate, terms and payments when you step on the lot.

Ready for a new ride? Then it's time to turn to us.

Across America, drivers dream about cruising the open road. In North Dakota, no dreaming is necessary. We've got miles and miles of traffic-free highways, country lanes and state routes. And they're all waiting for that great car, SUV, pickup, motorcycle, ATV or RV that we're geared up to help you buy. Capital Credit Union takes pride in our speedy auto, boat and RV loan process. Our lending experts will help you with your application, walk you through the financing process and let you know about low-cost ways to protect your investment. Before you know it, you'll be driving off in the vehicle of your dreams.

Auto Loans

  • Competitive rates on new and used cars, pickups, SUVs and vans
  • Choose from a wide range of repayment terms
  • Fast, friendly, efficient service

RV, Boat and Motorcycle Loans

  • Personalized service
  • Free estimates on interest rates and monthly payments
  • Rate discounts for Capital Credit Union members1
  • Finance for up to 15 years2
  • Monthly, semi-monthly, payroll deduction and automatic payment options

Affordable Warranty Packages

  • Route 66 for motorcycles and ATVs: From mechanical fixes to major repairs, this comprehensive warranty provides all of the coverage you need without the high price tag.3
  • Guaranteed Auto Protection (GAP): If your vehicle is stolen or damaged beyond repair, GAP pays the difference between your loan balance and the amount you receive from insurance.

1New and used security rates above reflect a 0.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account. Based on credit qualifications. All loans subject to credit approval. Fees may apply.

2For loan amounts of $25,000 or more; other terms available five based on application qualifications.

3Warranty packages are an additional cost.

4Offer valid 1/1/2020 – 3/31/2020. Must apply by 3/31/2020. No payments for up to 90 days on qualifying auto and recreational vehicle loans. Subject to approval. Regular loan rates apply. Interest will accrue during no-payment period and may extend loan term. Offer does not apply to signature loans, credit card balance transfers, real estate secured loans, mobile home loans, business loans or existing Capital Credit Union loans. Offer may end without notice. Other restrictions may apply.

When you borrow from Capital Credit Union, you pay interest on the unpaid loan balance. There are no penalties for paying off your loan early. Payment by payroll deduction is also available. Credit Life and Credit Disability Insurance are both offered at a low rate. Interest rates are very competitive with other financial institutions. Several options are also available that offer automatic repayments.

View Consumer Loan Disclosures