Disclosures:
When you borrow from Capital Credit Union, you pay interest on the unpaid loan balance. There are no penalties for paying off your loan early. Payment by payroll deduction is also available. Credit Life and Credit Disability Insurance are both offered at a low rate. Home Equity Line of Credit (HELOC) loans can be completed from application to funding in 10 business days or more. If an appraisal needs to be ordered it can increase the process time.
1Annual Percentage Rate (APR) is current as of May 1, 2022, and subject to change and credit approval. The rate displayed is a fixed rate and based on top tier credit approval and 80% loan-to-value, less first mortgage balance. Cannot be combined with other discounts. Closing costs may range from $250 - $1,400; closing costs may exceed $1,400 if an appraisal is required. Minimum loan amount must be equal to or greater than $5,000. The rates may vary depending on each individual's credit history and underwriting factors. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
2Applies to home equity loans/lines with $20,000 or more of new money borrowed. Maximum closing costs paid by Capital Credit Union: $175. Does not apply to refinancing of existing Capital Credit Union home equity loans/lines or to interest-only home equity loans or to home equity loans with a designated closing cost amount. Capital Credit Union does not cover the cost of an appraisal (if needed) or Minnesota mortgage registry tax fees. Capital Credit Union reserves the right to end this promotion without notice.
3APR could range from 3.75% to 18% and is current as of May 1, 2022. The rate displayed is a variable rate and based on top tier credit approval and 90% loan-to-value, less first mortgage balance. Fixed and variable rates available on home equity lines of credit. Cannot be combined with other discounts. Closing costs may range from $250 - $1,400. Minimum loan amount must be greater than $5,000. The rates may vary depending on each individual's credit history and underwriting factors. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.
NMLS #423050.