If you have an auto, RV, boat, motorcycle or other consumer loan with another financial institution, move it to Capital Credit Union and we’ll lower the rate by 1% or more. Special offer floor rate is 2.99% Annual Percentage Rate. Offer does not apply to loans already financed with Capital Credit Union, mortgage loans, manufactured home loans, signature loans or home equity loans. Verification of current rate required upon application. Offer and rates subject to change without notice. Promotion will run through Dec. 31, 2020, and may be discontinued at any time. This promotion cannot be combined with other promotional rates or offers. Must live within 75 miles of Fargo, ND to qualify. Other restrictions may apply. All loan rates and terms are subject to credit approval. Based on credit qualifications. Fees may apply.