We're sort of like other financials. Only better in a lot of ways.
Basically, North Dakota is made up of two types of organizations. One is focused on turning a profit. The other is focused on serving individuals and their communities. We're proud to be part of the second category. Our not-for-profit status means we can take all the extra money we earn and return it to our members in the form of lower rates on loans and higher returns on deposits.