Loan Rates

Life costs enough as it is. We don't want to drive up the price.

Here's the lowdown on Capital Credit Union's low-cost loans: They can save you loads of money. You'll get some of the most attractive interest rates around when you borrow to finance a new house, buy a nice car, grow your business, cover college tuition or take a well-earned vacation.

Effective October 1, 2018

Consumer loan interest rates are disclosed as ranges. Your final rate is based on your application and credit history.
LOAN DISCLOSURES
FEE SCHEDULE

Fixed Rate Loans

Loan Annual Percentage Rate Range
New and Used Auto* 2.84% to 19.84%
Boat, RV, Motorcycle, ATV, etc...* 3.29% to 20.44%
Share Secured 2.00%
CD Secured 2.00% over CD Rate
Home Equity Line of Credit
INTEREST ONLY
(5- and 10- year term)
5.50% to 13.25%
Home Equity Line of Credit
(10-year term)
5.24% to 12.75%
Home Equity Line of Credit
(15-year term)
5.50% to 13.10%
Home Equity Loan
(5-year term / 90% LTV)
4.50% to 11.75%
Home Equity Loan
(5-year term / 80% LTV)
4.25% to 11.50%
Home Equity Loan
(10-year term / 90% LTV)
4.75% to 12.00%
Home Equity Loan
(10-year term / 80% LTV)
4.25% to 11.50%
Home Equity Loan
(15-year term / 90% LTV)
4.99% to 12.50%
Home Equity Loan
(15-year term / 80% LTV))
4.75% to 12.00%
New Manufactured Homes
(Additional Requirements)
5.25% to 8.50%
Used Manufactured Homes
(Additional Requirements)
5.75% to 8.75%

*New and Used Security Rates above reflect a 0.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account. Based on credit qualifications. All loans subject to credit approval. Fees may apply.

Variable Rate Loans

Loan Annual Percentage Rate Range
Home Equity Line of Credit
(10 or 15 year term)
5.50% to 9.00%
Unsecured - Signature Loan/Line 10.50% to 19.75%
Visa without Rewards 10.99% - 19.99%
Visa with Rewards 11.99% - 20.99%

 

Home Loans

For current rates, call our home loan department at 701.255.0042.