Members-Only Growth CD

Sit back and watch your money grow.

Whether you're saving for a down payment on a house, a new vehicle, or a big trip, Capital Credit Union will help you get there.

Our exclusive members-only 42-Month Certificate of Deposit is a great option for growing your savings to reach a specific goal. This special CD rate is priced at the US Prime Rate minus 2.5% at time of CD opening. It tracks with the US Prime Rate and automatically adjusts as rates change, so you always maximize your potential savings.

Current Rate: 0.75%1


Additional Features

  • Earn guaranteed dividends that exceed regular saving rates
  • Never lose your principal balance
  • Free eStatements
  • Free access to CU Online and our mobile app
  • All accounts are insured up to $250,000


  • $2,500 minimum balance

Service Charges

  • No regular service charge
  • Penalty for withdrawing fund before CD matures
1Certificate of Deposit (“CD”) is only available for CCU members with a join date prior to 7/1/2021. Minimum deposit of $2,500 required. CD will mature 42 months after the date it is opened. CD is priced at US Prime Rate minus 2.5% at time of CD opening. CD Annual Percentage Yield effective 8/1/2021 is 0.75%, based on US Prime Rate of 3.25% in effect on 8/1/2021. Rates are variable and subject to change. The rate will adjust automatically based on the US Prime Rate, with a ceiling rate of 1.25% over the starting rate. The interest rate will not drop more than .001% below the interest rate initially disclosed. The interest rate will change the first day of the month following a change in the US Prime Rate. Penalties apply for early withdrawal of CDs. Fees may reduce earnings.  Offer may end at any time and without notice. Other restrictions may apply.