Rising-Rate CD

Watch Your Rate Grow

With our new 36-month Rising-Rate Certificate of Deposit, your interest rate automatically rises each year, so you always maximize your potential savings.

YEAR 1 • 1.25%*
YEAR 2 • 1.50%*
YEAR 3 • 1.75%*


Additional Features

  • Earn guaranteed dividends that exceed regular saving rates
  • Never lose your principal balance
  • Free eStatements
  • Free access to CU Online and our mobile app
  • All accounts are insured up to $250,000


  • $2,500 minimum balance

Service Charges

  • No regular service charge
  • Penalty for withdrawing fund before CD matures
Ask us for further information about terms and fees that apply.

*Annual Percentage Yield (APY) accurate as of May 20, 2022, and subject to change. Fees may reduce earnings. Minimum deposit of $2,500. Penalties apply for early withdrawal of CDs. CD will mature 36 months after the date it is opened. Upon maturity, funds will roll into regular savings. APY for the 36-month Rising-Rate Certificate of Deposit is 1.25% the first year, 1.50% the second year and 1.75% the third year. The composite rate over the 36-month term is 1.52% APY. Other restrictions may apply. Offer expires when limit is reached. Offer may end at any time and without notice.