Business Checking

We're in the business of making yours run better.

When you operate a business, there are a lot of landmark moments. The first dollar you take in. The first quarter you turn a profit. The first time someone praises your work and promises to spread the word. And the first time you realize you chose a checking account that's giving a big boost to your bottom line.

Whether you run a big business in North Dakota or a small one, what's your No. 1 goal? Sure, you want to hire good workers and please your customers. But the bottom line is to make money. With a Business Checking account, you can actually earn dividends on your deposits. And you'll definitely cut costs, as Capital Credit Union charges no transaction fees and offers free online banking and BillPay services.

Additional Features

  • Dividends earned with balance of $500 or more1
  • No per check, per item deposit or per deposit charges
  • Free cash withdrawals at domestic CO-OP ATMs
  • Overdraft protection available
  • Merchant Services program available
  • ACH Origination available
  • Free eStatements
  • Free ATM or debit card
  • Free online and mobile banking
  • Free Web Checks
  • Free Online BillPay
  • All accounts are insured up to $250,000


  • $500 minimum balance required to earn interest

Service Charges

  • $3 per month (waived if average monthly account balance remains at $3,000 or above)
  • $2 returned item fee
1 With minimum balance of $500
2 Refund for surcharge at another financial institution’s ATM in the U.S., must mail or bring your receipt to Capital Credit Union