Edge Checking

These days, people always want a little extra. That's OK with us.​​

Everyone's looking for any edge that will help them get ahead. So you study until dawn for the big test. Create a long-term savings strategy for your family. Work weekends to impress the big boss. And you come to Capital Credit Union for a checking account that never gets tired of putting money back in your pocket.

Deep discounts, free shipping, special offers. Everyone's offering something extra to try to win your business. At Capital Credit Union, we're no exception. Edge Checking provides our members with free access to CU Online and our mobile app, rewards debit card purchases with bonus cash, and refunds ATM fees. When it comes to checking extras, we've got the edge on the competition.

Additional Features

• Unlimited ATM refunds when withdrawing funds from Edge Checking account2
• No minimum balance requirement or monthly service charge3
• Earn up to $5 each month ($.25 per transaction) in bonus cash on debit card purchases4 
• Free debit card
• Free access to CU Online and our mobile app
• Free mobile deposit
• Free eStatements 
• Free line-of-credit transfer and overdraft share transfers5 


Member must sign up for eStatements

Service Charges

$5 per month paper statement fee if member discontinues eStatements



Already a member? Refer a friend and you'll both receive $50
when your friend opens an Edge account.
By supplying the information below, you agree and understand Capital Credit Union may contact you and/or your referral.


Security Code 

1Offer valid October 1 – December 31, 2020, or until promotion limit is reached. Referral must be from a current Capital Credit Union member to either a non-member or member without an existing Capital Credit Union checking account who opens an Edge Checking account. Members must be in good standing. $50 will be deposited into both members’ accounts 60 days after the opening of the new Edge account if the new Edge account remains open until $50 deposits have been made. Fees may reduce earnings. Other restrictions may apply. Promotions, programs, rates, terms and conditions are subject to change without notice.

2No fee will be charged for use of CO-OP ATMs. Fees charged by non-CO-OP ATMs will be automatically refunded.

3$5 monthly paper-statement fee if member discontinues free eStatements.

4Earn $0.25 bonus cash on each transaction for qualifying debit card purchases, up to $5 per monthly qualification cycle per checking account, per member number. A member is required to meet all the following to qualify for bonus cash: (1) receive eStatements and (2) have 12 or more qualifying transactions on their Capital Credit Union debit card that post and clear during each monthly qualification period. Bonus cash will be automatically deposited into the Edge account on the first business day of the month following the monthly qualification period. Transactions may take one or more business days from the date the transaction was made to post to the checking account. Qualifying transactions include debit card purchases; qualifying transactions do not include ATM transactions. The qualification period is defined as the first through last day of the calendar month. Bonus cash incentive is a special promotion; associated rates, terms and conditions may change or be discontinued at any time.

5Free with eStatements; $3 fee applies without.