Edge Checking

These days, people always want a little extra. Which is why we give money back to our members.

Everyone's looking for any edge that will help them get ahead. At Capital Credit Union we're no different. Which is why we offer our members a checking account that never gets tired of putting money back in your pocket. So you can study until dawn for the big test. Create a long-term savings strategy for your family. Work weekends to impress the big boss. And enjoy the benefits of our Edge Checking account.

Edge Checking provides our members with free access to our online platform, CU Online, and our mobile app, rewards debit card purchases with bonus cash, and refunds on ATM fees. When it comes to checking extras, we've got the edge on the competition.

Edge Checking Account Features

  • Unlimited ATM refunds when withdrawing funds from Edge Checking account1
  • No minimum balance requirement or monthly service charge2
  • Earn up to $5 each month ($.25 per transaction) in bonus cash on debit card purchases3 
  • Free debit card
  • Free access to CU Online and our mobile app
  • Free eStatements 
  • Free line-of-credit transfer and overdraft share transfers4 
  • Check out our Edge Teen checking account for even more benefits!


Members must sign up for eStatements

Service Charges

$5 per month paper statement fee if member discontinues eStatements


1No fee will be charged for use of CO-OP ATMs. Fees charged by non-CO-OP ATMs will be automatically refunded.

2$5 monthly paper-statement fee if member discontinues free eStatements.

3Earn $0.25 bonus cash on each transaction for qualifying debit card purchases, up to $5 per monthly qualification cycle per checking account, per member number. A member is required to meet all the following to qualify for bonus cash: (1) receive eStatements and (2) have 12 or more qualifying transactions on their Capital Credit Union debit card that post and clear during each monthly qualification period. Bonus cash will be automatically deposited into the CU Bonus account on the first business day of the month following the monthly qualification period. Transactions may take one or more business days from the date the transaction was made to post to the checking account. Qualifying transactions include debit card purchases; qualifying transactions do not include ATM transactions. The qualification period is defined as the first through last day of the calendar month. Bonus cash incentive is a special promotion; associated rates, terms and conditions may change or be discontinued at any time.

4Free with eStatements; $3 fee applies without.