Money Market

This market only goes one way. And that's up.

A sense of adventure? In North Dakota, most of us have one. After all, we hunt with bow and arrow, hike rugged trails in the Badlands and run with the Thundering Herd at NDSU football games. But when it comes to finances, many of us are more cautious. One risk-free option is a money market account that offers returns on your investment.

 With a Capital Credit Union money market account, you'll earn greater interest while saving for a home, vehicle or rainy day. Just like a savings account, you can deposit or withdraw1 funds from your money market account. However, you must maintain a $2,500 minimum balance to avoid fees and make the most of your hard-earned cash.

Additional Features

  • Earn dividends
  • May earn a higher rate of return than regular savings2
  • Easy cash access
  • Free eStatements
  • Free access to CU Online and our mobile app
  • All accounts are insured up to $250,000


  • $2,500 minimum balance required to open the account and avoid a fee3
  • Must maintain $2,500 minimum to earn dividends

Service Charges

  • $10 per month if balance falls below minimum balance4
1Preauthorized or automatic withdrawals, telephone transfers, or transfers initiated by personal computer to another account at the credit union or to a third party limited to six per calendar month or statement cycle. 2Rates subject to change, click here for current deposit rates. 3Other requirements may apply. 4Other fees may apply.