Thrive Savings Account

Watch your savings thrive with our high-yield savings account!

The climate, rich soil and flat land of North Dakota are perfectly suited to the production of spring wheat. And here, our wheat yields large. Looking for that same yield with your savings ? It's possible with our new Thrive Savings Account.

With Capital Credit Union’s new high-yield Thrive Savings Account, your financial goals are within reach. Featuring no monthly fees and a savings rate 7 times the national average2, you’ll grow your money faster while having easy access to your cash.

Additional Features

  • 1.61% APY available up to $20,0001
  • .09% APY on the balance exceeding $20,0001
  • Open up to five Thrive Savings Accounts
  • Easy access to cash
  • Make unlimited deposits
  • Free monthly eStatements
  • Free access to CU Online and our mobile app
  • All accounts insured up to $250,000


  • $1,000 minimum to earn dividends3 

Service Charges

  • None
1APY (Annual Percentage Yield) accurate as of 9/23/22 and subject to change after account opening. If average daily balance is at least $1,000, earn 1.61% APY on balances up to $20,000; and 0.05% APY on the balance exceeding $20,000. Interest calculated at a blended rate between 0.09% - 1.61% APY. Checking account required. Limit of five (5) Thrive Savings Accounts per membership number. Fees may reduce earnings. 2The national average interest rate for savings accounts is 0.23%, according to Bankrate’s March 22, 2023, weekly survey of institutions. 3Average daily balance must be at least $1,000 to earn dividends.