* Variable rate will be determined based on your credit history
Upon approval of your Capital Credit Union Visa card, we can transfer any balances you may have from other credit cards to our low interest rate Visa. There are no interest charges on purchases paid in full each month. Credit Life and Credit Disability Insurance are also available. All transactions and concerns are handled locally by us.
The account will be charged standard variable purchase rates that may change with Prime as published in Wall Street Journal. As of 4/1/20, the standard variable Annual Percentage Rate on purchases ranged from 8.99% to 18.99%, depending on credit qualifications and choice of rewards. You agree to allow approximately 30 days for us to process your response and transfer the balance(s) to your Capital Credit Union account. Please continue to make at least the minimum payments on your other credit cards until you have determined that the balances have been transferred. Capital Credit Union is not responsible for fees and interest charges incurred by you prior to your balance being transferred to Capital Credit Union. Payment of the amount(s) may or may not satisfy any outstanding balance(s) on the designated account(s). You will continue to be responsible for any balances on your other credit cards. In the event that your request(s) exceed the amount of your credit line, the credit union will fulfill your requests in numeric order as listed, may decline to process one or more requests and/or may complete one request in a partial amount. The payment and transfer of balances is contingent upon approval by the credit union and receipt of complete, legible balance transfer requests. Your balance transfer request may not be used to make payments toward amounts you owe Capital Credit Union. Transfer requests to cash or to yourself cannot be processed. Periodic Interest Charges apply from date of transaction. Get a credit check up to see if you qualify for a lower rate. If you are charged interest, the charge will be no less than $0.50. Cash advance fee: 4% of the amount of each cash advance with a minimum of $5.00. Foreign transaction fee: 2% of each transaction in U.S. dollars if the transaction involves a currency conversion or does not involve a currency conversion.