Mobile Deposit

Picture this: Fast, easy check deposits with your smartphone camera.

There are things worth standing in line for. The all-you-can eat special at your favorite barbecue joint. Those before-dawn Black Friday deals. But waiting at a Capital Credit Union branch to deposit your paycheck? As much as we like to see your friendly face, even we agree there might be a better way.

Yes, those selfies with your North Dakota friends are lots of fun. So are the 274 photos you've taken of your hound, horse or hamster. But here's an even better use of your smartphone or tablet camera: Download Capital Credit Union's mobile app and deposit most types of checks from anywhere at anytime. Simply log in to our app, choose your checking account, select the camera icon and follow the instructions.

Additional Features

  • Mobile app and deposit services are free
  • Easy-to-follow instructions
  • Avoid trips to the credit union branch and delays from mail deposits
  • Secure transactions keep your account information private
  • Quick confirmations sent to you via text

Mobile Deposit Tips

  • You must write “For Mobile Deposit Only” on the back of the check, along with your signature
  • Take photos in an area with good lighting
  • Keep your paper check for at least 90 days
  • Funds from the deposited check will generally be available the following business day.

Mobile Deposit Limits

  • $3,000 maximum per check
  • $5,000 maximum in any single day
  • $10,000 maximum per week