Visa Credit Card

Get the card with great low rates, no annual fee, rewards, a 25-day grace period, local service and no fee to transfer balances. Compare and save today!


  • No annual fee
  • 25-day grace period on new purchases
  • Easy balance transfer options
  • Acceptance at over 30 million locations
  • Cash access at over 2 million ATMs
  • Rewards!
  • No balance transfer fee!
  • Liability protection – protects you against unauthorized charges on your card if it is lost or stolen
  • Local service by calling 255.0042 or 1.800.735.6922
  • Fraud detection service (Fraud Scout) – Fraud Scout will notify you when there is suspicious activity on your Visa credit card
* Variable rate will be determined based on your credit history

Upon approval of your Capital Credit Union Visa card, we can transfer any balances you may have from other credit cards to our low interest rate Visa. There are no interest charges on purchases paid in full each month. Credit Life and Credit Disability Insurance are also available. All transactions and concerns are handled locally by us.

The account will be charged standard variable purchase rates that may change with Prime as published in Wall Street Journal. As of 1/1/2018, the standard variable APRs on purchases ranged from 10.24% to 20.24%, depending on credit qualifications. You agree to allow approximately 30 days for us to process your response and transfer the balance(s) to your Capital Credit Union account. Please continue to make at least the minimum payments on your other credit cards until you have determined that the balances have been transferred. Capital Credit Union is not responsible for fees and interest charges incurred by you prior to your balance being transferred to Capital Credit Union. Payment of the amount(s) may or may not satisfy any outstanding balance(s) on the designated account(s). You will continue to be responsible for any balances on your other credit cards. In the event that your request(s) exceed the amount of your credit line, the credit union will fulfill your requests in numeric order as listed, may decline to process one or more requests and/or may complete one request in a partial amount. The payment and transfer of balances is contingent upon approval by the credit union and receipt of complete, legible balance transfer requests. Your balance transfer request may not be used to make payments toward amounts you owe Capital Credit Union. Transfer requests to cash or to yourself cannot be processed. Periodic Interest Charges apply from date of transaction.


Transfer a Balance

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