Business Checking

Business Checking pays dividends and has no per check, per item deposit or per deposit charges!

Features

Benefits

    • Dividends earned with balance of $500 or more1
    • Checks may be returned
    • Free ATM or Debit Card
    • No charge at Co-op or Capital Credit Union ATMs
    • ACH Origination available
    • Merchant Program available
    • No per check, per item deposit or per deposit charges
    • Overdraft protection available
    • Free eStatements
    • Free online and mobile banking
    • Free Web Checks
    • Free Online Bill Pay
    • All accounts are insured up to $250,000

1 With minimum balance of $500
2 Refund for surcharge at another financial institution’s ATM in the U.S., must mail or bring your receipt to Capital Credit Union

Requirements:

  • $500 minimum balance require to earn interest

Service Charges:

  • $3 per month (waived if average account balance remains at $3,000 or above)
  • $2 returned item fee

Comparison Chart

 Business CheckingBusiness Connect Checking
(Sole Proprietorships Only)
No minimum balance required

4

Pays dividends

1

1

Free debit card
Checks may be returned
ACH Origination available
Merchant Program available
No per check, per item deposit or per deposit charges
Overdraft protection available
Free eStatements
Free 24-hour CU Online internet access
Free web checks
Free online bill pay
Free mobile banking app
Accounts insured up to $250,000
No monthly service fee
Free ATM cash withdrawals at U.S. ATMs
Refunds ATM fees

2

Allows one free overdraft/NSF per year

3

1 With minimum balance of $500
2┬áRefund for surcharge at another financial institution’s ATM in the U.S., must mail or bring your receipt to Capital Credit Union within 60 days for full refund, refunds limited to $12 per month.
3 Member must notify Capital Credit Union to have fee refund
4 Service fee is waived if average account balance maintained is $3,000 or more.

Apply Now

Interested in opening a Business Checking account? Contact our Business Department at 701.255.0042 to start your application.

Have the following materials ready to submit:
  • EIN or Social Security Number
  • Certificate of Trade
  • Valid Drivers License