Business Connect Checking

Business Connect Checking is the perfect account for sole proprietorships, with the benefits of a business checking account and the perks of our most popular individual checking account.

Features

Benefits

  • No minimum balance
  • No monthly service fee
  • Dividend earned with balance of $500 or more|
  • No per check, per item deposit or per deposit charges
  • Free ATM cash withdrawals at any ATM in the US
  • Refund for surcharge at another financial institution’s ATM in the US1
  • One free box of checks2
  • Free Overdraft/NSF (waive one fee per year)3
  • Overdraft protection available
  • Debit card rounding available
  • Free eStatements
  • Free 24-hour CU Online Internet access
  • Free mobile banking app
  • Free Web Checks
  • Free Online Bill Pay
  • All accounts are insured up to $250,000

Requirements:

  • $500 minimum balance required to earn interest
  • eStatements/eLetters
  • Debit Card

Service Charges:

  • $5/month paper statement fee if eStatements are discontinued
  • $2 returned item fee

1 Must mail or bring your receipt to Capital Credit Union within 60 days for full refund, refunds limited to $12 per month.
2 Free checks only available in specific check designs.
3 Member must notify Capital Credit Union to have fee refunded.

Comparison Chart

 Business CheckingBusiness Connect Checking
(Sole Proprietorships Only)
No minimum balance required

4

Pays dividends

1

1

Free debit card
Checks may be returned
ACH Origination available
Merchant Program available
No per check, per item deposit or per deposit charges
Overdraft protection available
Free eStatements
Free 24-hour CU Online internet access
Free web checks
Free online bill pay
Free mobile banking app
Accounts insured up to $250,000
No monthly service fee
Free ATM cash withdrawals at U.S. ATMs
Refunds ATM fees

2

Allows one free overdraft/NSF per year

3

1 With minimum balance of $500
3 Refund for surcharge at another financial institution’s ATM in the U.S., must mail or bring your receipt to Capital Credit Union within 60 days for full refund, refunds limited to $12 per month.
4 Member must notify Capital Credit Union to have fee refund
6 Service fee is waived if balance maintained is $3,000 or more.