Certificate Rates


Effective May 4, 2018

The rates, fees and charges applicable to your account at Capital Credit Union are provided below. Capital Credit Union may offer rates or amend the rates for these accounts from time to time.
TRUTH-IN-SAVINGS DISCLOSURES
FEE SCHEDULE

Regular/IRA Certificates of Deposit

TermRate 1 Annual Percentage Yield 1
$1,000 Minimum Balance
6 Month0.10%0.10%
12 Month0.15%0.15%
24 Month0.20%0.20%
36 Month0.35%0.35%
$2,500 Minimum Balance
3 Month0.35%0.35%
6 Month0.50%0.50%
9 Month0.55%0.55%
12 Month0.60%0.60%
15 Month1.59%1.60%
18 Month0.90%0.90%
24 Month0.95%0.95%
25 Month1.74%1.75%
36 Month1.04%1.05%
36 Month Rising Rate 21.70% year one, 1.85% year two, 2.00% year three 1.87% (Composite Rate)
48 Month Bump-a-Rate 21.78%1.80%
54 Month Bump-a-Rate 21.98%2.00%
60 Month2.23%2.25%
61 Month Bump-a-Rate 22.08%2.10%

Youth/Young Adult Certificates of Deposit


Available for ages 0-24
TermRate 1Annual Percentage Yield 1
$500 Minimum Balance
6 Month0.10%0.10%
12 Month0.15%0.15%
24 Month0.20%0.20%

CU Save Certificate of Deposit


Available for members with a CU Save account
TermRate 1Annual Percentage Yield 1
$100 Minimum Balance
6 Month0.10%0.10%
1 A member with a good standing Classic Checking account can be granted a CD bump of .10% APY upon request at CD opening or renewal. 2 The CD bump of .10% APY is not available on any special CD rate offer.