Deposit Rates


Effective March 1, 2018
The rates, fees and charges applicable to your account at Capital Credit Union are provided below. Capital Credit Union may offer rates or amend the rates for these accounts from time to time.
TRUTH-IN-SAVINGS DISCLOSURES
Explanation of Tiering Method
FEE SCHEDULE

Savings

Account TypeMinimumTierRateAPY*
Regular Shares
(Savings S1)
$25$0 - 1,999.00

0.05%
0.05%

$2,000 - 9,999.990.05%
0.05% - 0.05%
$10,000+0.05%0.05% - 0.05%
Special Shares (S2, S30, S32)NoneAll amounts0.05%0.05%
Combo CD $2,5001.29%1.30%
Home Sweet Home Club (S31)NoneAll amounts0.05%0.05%
CU Save (S50)None$0 - 499.99

0.05%


0.05%
$500 - 999.99
0.05%0.05% - 0.05%
$1,000 - 1,999.990.05%0.05% - 0.05%
$2,000+0.05%0.05% - 0.05%
Traditional IRA Share (S20)
SEP IRA (S21)
Roth IRA Share (S23, S24)
Education Share (S22)
None$0 - 2,499.990.05%0.05%
$2,500 - 9,999.990.05%0.05% - 0.05%
$10,000 - 19,999.990.05%0.05% - 0.05%
$20,000 - 49,999.990.10%0.05% - 0.08%
$50,000 - 249,999.990.10%0.08% - 0.10%
$250,000 - 499,999.990.10%0.10% - 0.10%
$500,000+0.10%0.10% - 0.10%
Transactional Account (S5)NoneAll amounts0.05%0.05%
Business Transactional Account (S16)NoneAll amounts0.05%0.05%

Money Market

Account TypeMinimumTierRateAPY*
Money Market (S3, S4, S40)$2,500 (must maintain minimum to earn dividends)$0 - 9,999.99
0.20%0.20%

$10,000 - 25,0000.20%0.20% - 0.20%
$25,001 - 49,999.990.25%0.11% - 0.18%
$50,000 - 99,999.990.35%0.18% - 0.27%
$100,000 - 249,999.990.35%0.27% - 0.32%
$250,000 - 499,999.990.50%0.32% - 0.33%
$500,000+0.50%0.33% - 0.34%

Checking

Account TypeMinimumTierRateAPY*
Simple Checking (S14)NoneAll amountsNoneNone
Edge (S10)NoneAll amountsNoneNone
Classic Checking (S7)$2,500 minimum deposit balance or total loans of $40,000 or more to avoid feeNo dividend will be paid below $2,500
$2,500 - 24,999.991.0%0.00% - 1.0%
$25,000+0.05%0.00% - 0.05%
Business Checking (S12, S15)$500No dividend will be paid on the minimum balance.
$500+0.05%0.00% - 0.05%
Share Draft (S11, S19)NoneAll amountsNoneNone
*Annual Percentage Yield