Loan Rates


Effective January 1, 2017

Consumer loan interest rates are disclosed as ranges. Your final rate is based on your application and credit history.
LOAN DISCLOSURES
FEE SCHEDULE

Fixed Rate Loans

LoanAnnual Percentage Rate Range
New and Used Auto*2.24% to 19.19%
Boat, RV, Motorcycle, ATV, etc...*2.74% to 20.19%
Share Secured2.00%
CD Secured2.00% over CD Rate
Home Equity Line of Credit
INTEREST ONLY
(5- and 10- year term)
5.00% to 12.25%
Home Equity Line of Credit
(10-year term)
5.24% to 12.75%
Home Equity Line of Credit
(15-year term)
5.5% to 13.10%
Home Equity Loan
(5-year term)
4.50% to 11.75% (90% LTV)
4.00% to 11.25% (80% LTV)
Home Equity Loan
(10-year term)
4.75% to 12.00% (90% LTV)
4.25% to 11.50% (80% LTV)
Home Equity Loan
(15-year term)
4.99% to 12.50% (90% LTV)
4.75% to 12.00% (80% LTV)
Visa without Rewards 9.49% - 18.49%
Visa with Rewards10.49% - 19.49%
New Manufactured Homes
(Additional Requirements)
5.25% to 8.50%
Used Manufactured Homes
(Additional Requirements)
5.75% to 8.75%
*New and Used Security Rates above reflect a 0.25% discount for loan being set up on autopay and a 0.25% discount for setting up an active Capital Credit Union checking account. Based on credit qualifications. All loans subject to credit approval. Fees may apply.

Variable Rate Loans

LoanAnnual Percentage Rate Range
Home Equity Line of Credit
(10 or 15 year term)
4.25% to 7.75%
Unsecured - Signature Loan/Line9.00% to 18.25%
Unsecured - TLC (Transfer Line of Credit)
or PAL (Payday Alternative Loan)
9.00% to 18.25%

Home Loans


For current rates, call our home loan department at 701.255.0042.