Get the card with great low rates, no annual fee, rewards, a 25-day grace period, local service and no fee to transfer balances. Compare and save today!
- No annual fee
- Earn 5x points when you shop the Perks Points Mall
- 25-day grace period on new purchases
- Easy balance transfer options
- Acceptance at over 30 million locations
- Cash access at over 2 million ATMs
- No balance transfer fee!
- Liability protection – protects you against unauthorized charges on your card if it is lost or stolen
- Local service by calling 255.0042 or 1.800.735.6922
- Fraud detection service (Falcon Fraud) – Falcon Fraud will notify you when there is suspicious activity on your Visa credit card
Upon approval of your Capital Credit Union VISA card, we can transfer any balances you may have from other credit cards to our low interest rate VISA. There are no interest charges on purchases paid in full each month. Credit Life and Credit Disability Insurance are also available. All transactions and concerns are handled locally by us.
The account will be charged standard variable purchase rates that may change with Prime as published in Wall Street Journal. As of 1/1/17, the standard variable Annual Percentage Rate on purchases ranged from 9.49% to 19.49%, depending on credit qualifications and choice of rewards. You agree to allow approximately 30 days for us to process your response and transfer the balance(s) to your Capital Credit Union account. Please continue to make at least the minimum payments on your other credit cards until you have determined that the balances have been transferred. Capital Credit Union is not responsible for fees and interest charges incurred by you prior to your balance being transferred to Capital Credit Union. Payment of the amount(s) may or may not satisfy any outstanding balance(s) on the designated account(s). You will continue to be responsible for any balances on your other credit cards. In the event that your request(s) exceed the amount of your credit line, the credit union will fulfill your requests in numeric order as listed, may decline to process one or more requests and/or may complete one request in a partial amount. The payment and transfer of balances is contingent upon approval by the credit union and receipt of complete, legible balance transfer requests. Your balance transfer request may not be used to make payments toward amounts you owe Capital Credit Union. Transfer requests to cash or to yourself cannot be processed. Periodic Interest Charges apply from date of transaction.
Must be logged into the Capital Credit Union VISA Rewards account to shop the Perks Points Mall, shop using the links shown and use Capital Credit Union VISA card to check out to earn 5X the points. If you are charged interest, the charge will be no less than $0.50. Cash advance fee: 4% of the amount of each cash advance or $5.00, whichever is more. Foreign transaction fee: 2% of each transaction in U.S. dollars if the transaction involves a currency conversion or does not involve a currency conversion.
Complete a Visa Credit Card Application in as little as 10 minutes. Click here to apply.
Transfer a Balance
If you already have a Capital Credit Union Visa credit card, complete this form. If you do not have Capital Credit Union Visa credit card, complete the application here.
Increase Credit Limit
Already have the Capital Credit Union Visa credit card? Then increase your buying power by increasing your credit limit. Complete the Visa credit card application in as little as 10 minutes. Click here to complete the application.