Business Checking

We're in the business of making yours run better.

As a business owner, you're constantly making choices to improve your company. Finding the right employees. Identifying potential customers. Carving out your niche in the marketplace. We can make at least once choice easy for you - opening a Capital Credit Union Business Checking account.

$500 minimum balance to earn interest
Manage money online or with our mobile app

No matter the size of your company, the bottom line is to make money. And Capital Credit Union's Business Checking account can help you do just that. As long you keep $500 in your account, your balance will earn interest. The passive income is a nice little boost to your bottom line, and you'll enjoy all the convenience you need to manage money during busy workdays.

Additional Features

  • Dividends earned1 at a competitive rate
  • Free debit card
  • Free eStatements
  • Manage money through our online platform, CU Online, or our mobile app2
  • Merchant Services program available
  • ACH Origination available3
  • All accounts are insured up to $250,000


  • $500 minimum balance required to earn interest

Service Charges

  • $3 monthly service charge (waived if average monthly account balance remains at $3,000 or more)
  • $5 returned-item fee

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Doug Lee is such a great asset for Capital Credit Union, along with is team. This is why I do business with Capital Credit Union.”

- Member

“Brad and Tom were outstanding to work with. I have worked with Brad since 2014, this was my first time with Tom, and they are both excellent. Capital Credit Union is the best!”

- David

“Beyond happy with Capital Credit Union and its employees. Thank you for all that you do for us.”

- Mary

“I recently got a loan with Stacy Blohm. She did an amazing job handling our account. We were very satisfied with the service we received.”

- Member

1 With minimum balance of $500.
2 $5.95 per month
3 $10 per month