SBA Loans

There's nothing small about your goals - or our commitment.

The backbone of the economy? Absolutely. At Capital Credit Union, we're dedicated to the success of small businesses - and have the expertise needed to connect them with timely, government-backed financing.    

Benefit from competitive rates
Lower down payments

Maybe you're launching a brand new business. Or maybe you've reached the growth phase, and are looking to acquire real estate, machinery or even a competitor. No matter where things stand, U.S. Small Business Administration programs can help you take the next big step up the ladder.

Additional Features

  • SBA 7a and 504 loans available
  • Loans up to $5 million
  • Financing for start-up costs or business purchases
  • Loans for assets such as land, buildings and equipment
  • Working capital available
  • Longer repayment periods available
  • Lower down payments and no collateral needed for some loans
  • Work with experienced local lenders who can help you cut through the red tape

What You'll Need

Get the ball rolling by filling out this Business Loan Application and this Personal Financial Statement. Also, please have these documents ready to submit:

  • Three years of financial statements
  • A current, year-to-date financial statement
  • Three years of tax returns (business and personal)
  • Business Plan or Strategic Plan (including three-year budget/forecast)
  • Real estate appraisals and/or real estate tax statements (if applicable)
  • List of machinery or equipment to be financed
  • Proof of business registration
  • For Sole Proprietorship: Trade name certificate
  • For Corporation: Articles of Incorporation and Certificate of Incorporation
  • For Limited Liability Corporation: Certificate of Organization and Operation Agreement
  • For Partnership: Certificate of Partnership

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Doug Lee is such a great asset for Capital Credit Union, along with is team. This is why I do business with Capital Credit Union.”

- Member

“Brad and Tom were outstanding to work with. I have worked with Brad since 2014, this was my first time with Tom, and they are both excellent. Capital Credit Union is the best!”

- David

“Beyond happy with Capital Credit Union and its employees. Thank you for all that you do for us.”

- Mary

“I recently got a loan with Stacy Blohm. She did an amazing job handling our account. We were very satisfied with the service we received.”

- Member