Business Connect Checking

Looking for big value for your small business? Let's connect.

Small businesses are sprouting across North Dakota, driven by the passion of entrepreneurs and adding vitality to local communities. As one of those business owners, you're on the leading edge of the movement. We support your efforts by offering the best features of business and personal checking in one hard-working account.

Accounts insured up to $250,000
Ideal for small businesses

You always wanted to be your own boss. Now you are. You're also the only employee. And inventory clerk. And everything else. So there's just no time to be managing multiple checking accounts. The good news is you don't have to. If you're a sole proprietor, you can merge your personal and business checking into one account that offers low fees, dividends on deposits and time-saving electronic services.

Additional Features

  • Dividends earned1 at a competitive rate
  • Free eStatements
  • Manage money through our online platform, CU Online, or our mobile app2
  • No minimum balance
  • No monthly service fee
  • One free box of checks3
  • All accounts are insured up to $250,000


  • $500 minimum balance to earn interest

Service Charges

  • $5 returned-item fee

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Doug Lee is such a great asset for Capital Credit Union, along with is team. This is why I do business with Capital Credit Union.”

- Member

“Brad and Tom were outstanding to work with. I have worked with Brad since 2014, this was my first time with Tom, and they are both excellent. Capital Credit Union is the best!”

- David

“Beyond happy with Capital Credit Union and its employees. Thank you for all that you do for us.”

- Mary

“I recently got a loan with Stacy Blohm. She did an amazing job handling our account. We were very satisfied with the service we received.”

- Member

1With minimum balance of $500
2$5.95 per month
3Free checks only available in specific check designs