Thrive Savings

Turn your regular savings into something super.

Around here, higher yields are the goal. When it comes to boosting your savings growth, our Thrive Savings account is always in season.

1.61% APY available up to $20,0001
Open up to five Thrive Savings Accounts

If you regularly keep at least $1,000 in your savings account, Thrive Savings is your ideal account. Your money grows significantly faster with a savings rate more than twice the national average2. It's fertile ground for watching your seed money reach greater heights.

Additional Features

  • 1.61% APY available up to $20,0001
  • 0.05% APY on the balance exceeding $20,0001
  • Access your cash anytime
  • Make unlimited deposits
  • Free eStatements
  • Access CU Online and our mobile app
  • All accounts are insured up to $250,000


  • $1,000 minimum to earn interest3

Service Charges

  • None

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Tyler Artlip is awesome, knowledgeable and respectful, and gets the best options for us. We appreciate his candor.”

- Wanda

“Will was the best loan officer and took care of everything. He was very friendly every time I walked into the Northwest Branch.”

- Kenneth

“The knowledgeable employees are what make working with Capital Credit Union a great experience.”

- Casey

“The service we receive is outstanding! From our home loan to everyday needs, we always get great service.”

- Member

1APY (Annual Percentage Yield) accurate as of April 1, 2024, and subject to change after account opening. If average daily balance is at least $1,000, earn 1.61% APY on balances up to $20,000; and 0.05% APY on the balance exceeding $20,000. Interest calculated at a blended rate between 0.09% - 1.61% APY. Limit of five (5) Thrive Savings Accounts per membership number. Fees may reduce earnings. 

2The national average interest rate for savings accounts is 0.56%, according to Bankrate’s Aug. 14, 2023, weekly survey of institutions. 

3Average daily balance must be at least $1,000 to earn dividends.