Business Term Loans

Ready to make things happen? We're right with you.

Modern equipment. More vehicles. Ambitious expansion. Small steps forward and giant leaps to the next level of success. At Capital Credit Union, our business term loans are designed to boost your business to wherever you want it to go.

Fixed or variable interest rates available
Flexible repayment terms

When you apply for a loan, there's more at stake than money. Your future plans, competitiveness and financial strength all can ride on the outcome. That's why our Business Services Team will take the time to listen to your story and put together a funding package that gives you the best chance for a successful result.

Additional Features

  • Financing for capital purchases, business expansion or professional practice buy-in
  • Fixed or variable interest rates available
  • Flexible repayment terms tailored to match your cash flow or marketing cycles
  • Personalized service from experienced lenders

What You'll Need

Get the ball rolling by filling out this Business Loan Application and this Personal Financial Statement. Also, please have these documents ready to submit:

  • Three years of financial statements
  • A current, year-to-date financial statement
  • Three years of tax returns (business and personal)
  • Business Plan or Strategic Plan (including three-year budget/forecast)
  • Real estate appraisals and/or real estate tax statements (if applicable)
  • List of machinery or equipment to be financed
  • Proof of business registration
  • For Sole Proprietorship: Trade name certificate
  • For Corporation: Articles of Incorporation and Certificate of Incorporation
  • For Limited Liability Corporation: Certificate of Organization and Operation Agreement
  • For Partnership: Certificate of Partnership

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Doug Lee is such a great asset for Capital Credit Union, along with is team. This is why I do business with Capital Credit Union.”

- Member

“Brad and Tom were outstanding to work with. I have worked with Brad since 2014, this was my first time with Tom, and they are both excellent. Capital Credit Union is the best!”

- David

“Beyond happy with Capital Credit Union and its employees. Thank you for all that you do for us.”

- Mary

“I recently got a loan with Stacy Blohm. She did an amazing job handling our account. We were very satisfied with the service we received.”

- Member