Edge Checking

Looking for a little extra? You've come to the right place.

Everyone wants an edge to help them get ahead. At Capital Credit Union, we're no different. That's why we offer a checking account that never gets tired of putting money back in your pocket.

Opportunities to earn bonus cash3
Unlimited ATM refunds1

Free access to our online and mobile platforms, ATM refunds, and bonus cash when you use your debit card? Talk about a checking account that has an edge on the competition.

Additional Features

  • Unlimited ATM refunds when withdrawing funds from your Edge Checking Account1
  • No minimum balance requirement or monthly service charge2
  • Manage money through our online platform, CU Online, or our mobile app
  • Earn up to $5 each month ($.25 per transaction) in bonus cash on debit card purchases3
  • Free debit card
  • Free eStatements
  • Free line-of-credit transfer and overdraft share transfers4


  • Members must sign up for eStatements

Service Charges

  • $5 per month statement fee if member discontinues eStatements

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Tyler Artlip is awesome, knowledgeable and respectful, and gets the best options for us. We appreciate his candor.”

- Wanda

“Will was the best loan officer and took care of everything. He was very friendly every time I walked into the Northwest Branch.”

- Kenneth

“The knowledgeable employees are what make working with Capital Credit Union a great experience.”

- Casey

“The service we receive is outstanding! From our home loan to everyday needs, we always get great service.”

- Member

1No fee will be charged for use of CO-OP ATMs. Fees charged by non-CO-OP ATMs will be automatically refunded.

2$5 monthly paper-statement fee if member discontinues free eStatements.

3Earn $0.25 bonus cash on each transaction for qualifying debit card purchases, up to $5 per monthly qualification cycle per checking account, per member number. A member is required to meet all the following to qualify for bonus cash: (1) receive eStatements and (2) have 12 or more qualifying transactions on their Capital Credit Union debit card that post and clear during each monthly qualification period. Bonus cash will be automatically deposited into the CU Bonus account on the first business day of the month following the monthly qualification period. Transactions may take one or more business days from the date the transaction was made to post to the checking account. Qualifying transactions include debit card purchases; qualifying transactions do not include ATM transactions. The qualification period is defined as the first through last day of the calendar month. Bonus cash incentive is a special promotion; associated rates, terms and conditions may change or be discontinued at any time.

4Free with eStatements; $3 fee applies without.