Simple Checking

You deserve something free and easy.

There's no shortage of complications that can pop up every day. From family to work to your volunteer efforts, life pulls at your time and energy in various ways. Ready for something simple? Check out a straight-forward account that offers plenty of free services.

Instantly access cash with a free debit card
No monthly service charge

"Simple" means you don't have to keep track of a minimum balance, limit your transactions or squint to read any other fine print. This streamlined checking account lets you handle your account 24/7 and keeps cost to a minimum.

Additional Features

  • No minimum balance requirement
  • No monthly service charge
  • Free debit card
  • Manage money through our online platform, CU Online, or our mobile app
  • Free eStatements
  • Free line-of-credit transfer and overdraft share transfers1


  • None

Service Charges

  • None

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Tyler Artlip is awesome, knowledgeable and respectful, and gets the best options for us. We appreciate his candor.”

- Wanda

“Will was the best loan officer and took care of everything. He was very friendly every time I walked into the Northwest Branch.”

- Kenneth

“The knowledgeable employees are what make working with Capital Credit Union a great experience.”

- Casey

“The service we receive is outstanding! From our home loan to everyday needs, we always get great service.”

- Member

1Free with eStatements; $3 fee applies without.