Credit Solutions

Providing the help you need to avoid difficult situations.

An unpaid debt can have a major impact on your credit score. Our Credit Solutions Team understands financial challenges can arise and will work with you to arrange payment of past due amounts or, in some instances, the return of collateral.

At Capital Credit Union, we recognize financial challenges can arise unexpectedly. We are committed to providing financial services and credit solutions which enhance the well-being of our members and community. Our approach is rooted in empathy, respect and a desire to assist our members in finding solutions that align with their financial goals.

  • Our collection process is designed to work collaboratively with members to identify and implement viable solutions which help them meet their obligations while maintaining dignity and financial stability.
  • We understand member’s financial situations are unique. Our Credit Solutions Team has the ability to offer a variety of options such as payment plans, loan modifications and financial resources tailored to the individual needs of our members.


Take a moment to fill out the form below and a member of our Credit Solutions Team will be in touch with you soon. Please keep in mind, do not include any sensitive account information through this form.

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Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Hazen, New Salem and Flasher, North Dakota.