Get a credit card that helps you get more done.
You've heard of the "wow" factor. Businesses operate on a "now" factor. Major supplier having a sale? Your Business Visa lets you buy inventory right now. Delivery van won't start? Your Business Visa lets you pay for repairs right now. Office staff feeling unloved? Yep, your Capital Credit Union Business Visa lets you order those much-needed pizzas right now.
Timing is everything. Nothing short-circuits your business plans like a missed opportunity. Whether you need a big-ticket item or you're making critical smaller purchases, you need access to funds immediately. A Capital Credit Union Business Visa lets you make all types of purchases exactly when the time is right. And you'll keep costs in line with low interest rates and no annual fees.
Choose our Classic Business Visa card or ramp up activity with cash back from our Rewards Business Visa card.
- No annual fee
- 25-day grace period on new purchases
- Fee-free balance transfers
- Accepted at more than 30 million locations worldwide
- Cash access at more than 2 million ATMs
- Visa liability protection safeguards against unauthorized charges if your card is lost or stolen
- Local service when you call 1.701.255.0042 or 1.800.735.6922
- Variable rate based on your credit history
- Instantly issued at our Main Office, North, Northwest, South, Sunrise, Mandan, Hazen, Fargo 13th Ave. and Fargo Veterans Blvd. branches
- Visa Checkout available for easier online payments
- Falcon Fraud service will notify you when there is suspicious activity on your Visa card
Start Your Business Visa Application
Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen and New Salem, North Dakota.
How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). Variable Rates: The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The Annual Percentage Rate will never be more than the maximum rate allowed by applicable law. Any increase will take the form of more payments of the same amount. Other Fees: In addition to the fees disclosed above, the following fees may be imposed. Minimum Payment Requirement: 2% of the outstanding balance (3% for share-secured Visa cards), subject to a minimum of $20.
1Earn 1.5% cash back on all net purchases. Cash back rewards earned will be deposited as money into the member’s S51 (CU Bonus) account and will post to your account within 1-2 billing cycles. For existing cardholders switching to a different Capital Credit Union credit card, the new program will start the first day of the billing period following the date of the switch. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.
Net purchases do not include returns, balance transfers, refunds/reversals, fees, ATM transactions, or cash advances. The member’s account must be open and in good standing when cash back is deposited. Additional terms and conditions may apply, and programs, rates, terms and conditions are subject to change without notice.