Thrive Savings

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Boost your business' savings performance.

Higher yields. More productivity. Better results. You expect that from your business. You deserve it from a savings account. Thrive Savings delivers.

1.61% APY available up to $20,0001
Open up to five Thrive Savings Accounts

This is your go-to option if you regularly keep at least $1,000 in your savings account and you want to access money anytime without restrictions. Your money will grow at a savings rate more than twice the national average2, helping you build up reserves for opportunities or unexpected expenses.

Additional Features

  • 1.61% APY available up to $20,0001
  • 0.05 APY on the balance exceeding $20,0001
  • Access your cah anytime
  • Make unlimited deposits
  • Free eStatements
  • Access CU Online and our mobile app
  • All accounts are insured up to $250,000

Requirements

  • $1,000 minimum to earn dividends3

Service Charges

  • None

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Hazen, New Salem and Flasher, North Dakota.

“Doug Lee is such a great asset for Capital Credit Union, along with is team. This is why I do business with Capital Credit Union.”

- Member

“Brad and Tom were outstanding to work with. I have worked with Brad since 2014, this was my first time with Tom, and they are both excellent. Capital Credit Union is the best!”

- David

“Beyond happy with Capital Credit Union and its employees. Thank you for all that you do for us.”

- Mary

“I recently got a loan with Stacy Blohm. She did an amazing job handling our account. We were very satisfied with the service we received.”

- Member
“Stacia Sanders handles my business financing in the most exceptional way possible. She was responsive, communicated clearly and made the whole process quick and efficient. She went above and beyond for me and I’m appreciative!”
- Austin
“Tom Ternes was excellent in every aspect! He made the process seamless, and he treated us like family. We greatly appreciate him and the entire team that worked hard to make our mission possible! Thank you!”
- Levi

1APY (Annual Percentage Yield) accurate as of July 14, 2023, and subject to change after account opening. If average daily balance is at least $1,000, earn 1.61% APY on balances up to $20,000; and 0.05% APY on the balance exceeding $20,000. Interest calculated at a blended rate between 0.09% - 1.61% APY. Limit of five (5) Thrive Savings Accounts per membership number. Fees may reduce earnings. 

2The national average interest rate for savings accounts is 0.56%, according to Bankrate’s Aug. 14, 2023, weekly survey of institutions. 

3Average daily balance must be at least $1,000 to earn dividends.