Thrive Savings

Boost your business' savings performance.

Higher yields. More productivity. Better results. You expect that from your business. You deserve it from a savings account. Thrive Savings delivers.

1.61% APY available up to $20,0001
Open up to five Thrive Savings Accounts

This is your go-to option if you regularly keep at least $1,000 in your savings account and you want to access money anytime without restrictions. Your money will grow at a savings rate more than twice the national average2, helping you build up reserves for opportunities or unexpected expenses.

Additional Features

  • 1.61% APY available up to $20,0001
  • 0.05 APY on the balance exceeding $20,0001
  • Access your cah anytime
  • Make unlimited deposits
  • Free eStatements
  • Access CU Online and our mobile app
  • All accounts are insured up to $250,000


  • $1,000 minimum to earn dividends3

Service Charges

  • None

Capital Credit Union is a full-service financial institution with locations in Bismarck, Mandan, Fargo, Beulah, Hazen, New Salem and Flasher, North Dakota.

“Doug Lee is such a great asset for Capital Credit Union, along with is team. This is why I do business with Capital Credit Union.”

- Member

“Brad and Tom were outstanding to work with. I have worked with Brad since 2014, this was my first time with Tom, and they are both excellent. Capital Credit Union is the best!”

- David

“Beyond happy with Capital Credit Union and its employees. Thank you for all that you do for us.”

- Mary

“I recently got a loan with Stacy Blohm. She did an amazing job handling our account. We were very satisfied with the service we received.”

- Member

1APY (Annual Percentage Yield) accurate as of July 14, 2023, and subject to change after account opening. If average daily balance is at least $1,000, earn 1.61% APY on balances up to $20,000; and 0.05% APY on the balance exceeding $20,000. Interest calculated at a blended rate between 0.09% - 1.61% APY. Limit of five (5) Thrive Savings Accounts per membership number. Fees may reduce earnings. 

2The national average interest rate for savings accounts is 0.56%, according to Bankrate’s Aug. 14, 2023, weekly survey of institutions. 

3Average daily balance must be at least $1,000 to earn dividends.