1APR ranges from 7.00% - 10.75% depending on term, credit and whether the manufactured home is new or used. Rates are subject to change. A payment example on a $30,000 6-year balloon loan with a 10-year amortization at 8.50% APR would be a monthly payment of $371.96 and a balloon payment of $15,462.26. This payment does not include amounts for taxes and insurance premiums, actual payment obligation will be greater. 2Terms and conditions may vary depending on application and credit history. All loans subject to credit approval.